Hourly Paycheck Calculator · 2026

What lands in their account.

Enter an hourly rate, hours, and how often they're paid. We'll take out Social Security, Medicare, and federal income tax to show the take-home — and tell you honestly what we don't include, like state tax.

Your numbers

From the worker's Form W-4. Affects federal withholding only.
Estimated take-home this paycheck
$842.67
from $1,000.00 gross · 15.7% withheld · 2026 rates
Gross pay$1,000.00
− Social Security & Medicare (FICA)− $76.50
− Federal income tax (estimate)− $80.83
Take-home pay$842.67
State income tax is not included — see “Why these numbers?” below for why. In a state with income tax, the real take-home will be a bit lower.
Why these numbers? See every source

Every rate below is for tax year 2026 and traces to its primary source. We show you the exact quote and link so you can check it yourself, and we tell you honestly when a number is still being verified.

  • Social Security rate (6.2%)Verified against source
    IRS regulation / Pub 15 · Pub. 15 (Circular E) (2026), 'Social security and Medicare tax for 2026'
    “For 2026, the social security tax rate is 6.2% (amount withheld) each for the employer and employee (12.4% total).”
    https://www.irs.gov/pub/irs-pdf/p15.pdf ↗
  • Medicare rate (1.45%)Verified against source
    IRS regulation / Pub 15 · Pub. 15 (Circular E), 'Social security and Medicare tax for 2026'
    “The Medicare tax rate is 1.45% each for the employee and employer, unchanged from 2025. There is no wage base limit for Medicare tax.”
    https://www.irs.gov/pub/irs-pdf/p15.pdf ↗
  • Additional Medicare (0.9% over $200,000)Verified against source
    IRS regulation / Pub 15 · Pub. 15 (Circular E), section 9 'Withholding From Employees' Wages' — Additional Medicare Tax
    “In addition to withholding Medicare tax at 1.45%, you must withhold a 0.9% Additional Medicare Tax from wages you pay to an employee in excess of $200,000 in a calendar year.”
    https://www.irs.gov/pub/irs-pdf/p15.pdf ↗
  • Federal income tax withholdingNot modeled

    Computed from the IRS Publication 15-T (2026) percentage-method tables, standard schedule with no dependents or extra withholding. These bracket figures are not yet byte-verified against the IRS PDF by ComplianceLedger, so we mark this an estimate rather than a cited authority.

  • State income taxNot modeled

    Not included. State withholding rules differ in all 50 states and ComplianceLedger does not yet cite them, so we leave it out rather than show a number we cannot source. Your actual take-home will be lower in states with an income tax.